One discrepancy. Payment refused. Your goods stuck at port.

Letter of Credit shipments demand absolute precision — every document must match LC terms exactly. A single inconsistency in your invoice, packing list, or BOL can trigger bank rejection, amendment fees, and cargo holds.

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10+
Years Experience
One Partner
End-to-End Coordination
Primary Sector
Export Focus
Letter of Credit documentation review

The stakes

Letter of Credit documentation leaves zero margin for error

LC transactions are governed by strict international banking rules. Every document must match LC terms word for word. Banks don’t interpret — they compare. And when they find a discrepancy, payment stops.

60–70%

of LC document presentations contain discrepancies on first submission — industry-wide

$150–500+

per discrepancy in amendment fees alone — before you count delays and demurrage

100%

document-to-LC match required — descriptions, values, dates, and terminology must be identical

Why standard documents aren’t enough for LC shipments

A commercial invoice that’s perfectly fine for a standard shipment will be rejected by a bank if it doesn’t mirror LC clause wording exactly. Product descriptions, unit prices, Incoterms, shipping marks — every field is compared against the LC, and banks apply the UCP 600 rules strictly.

Our LC Documentation Bundle is purpose-built for this: every document is prepared from your LC terms outward, not the other way around.

What’s included

Complete LC-compliant documentation set

Full document set

LC-Compliant Documentation

Every document mirrors your LC terms exactly

  • Commercial Invoice (LC term-matched)
  • Packing List (matching LC descriptions)
  • Certificate of Origin (if required by LC)
  • Bill of Lading coordination & review
  • Insurance Certificate (if required)
  • All other LC-specified documents
LC specialist

LC Compliance Services

Expert review and discrepancy prevention

  • Full clause-by-clause LC analysis
  • Document-to-LC compliance checking
  • Discrepancy identification & prevention
  • Bank presentation guidance
  • Discrepancy resolution support
  • Direct phone support throughout

Built on the Standard Documentation Bundle

The LC Documentation Bundle includes everything in the Standard Bundle — Commercial Invoice, Packing List, Certificate of Origin, Bill of Lading coordination — plus the specialised LC compliance layer that ensures bank acceptance.

Our process

Meticulous 3-stage LC compliance

Every stage is designed to catch discrepancies before your bank does.

1
Analyse

LC Analysis

We review your Letter of Credit clause-by-clause, identifying all document requirements, deadlines, presentation terms, and special conditions.

2
Prepare

Document Preparation

We create every required document ensuring each field matches LC terms exactly — descriptions, values, dates, Incoterms, and terminology.

3
Verify

Final Compliance Check

Before delivery, we perform a comprehensive document-to-LC comparison — the same check your bank will make, so you know it passes.

Why specialise

Why LC shipments need specialist documentation

Standard export documents won’t pass LC scrutiny. Bank document examiners apply UCP 600 rules — and they don’t make allowances.

Term-by-Term Match

Every document is prepared from your LC outward — not adapted from a template. Wording, units, and formatting match exactly.

Discrepancy Prevention

We identify potential discrepancies before documents are finalised — not after the bank flags them.

Bank Presentation Ready

Documents are organised and sequenced for bank presentation with a compliance cover letter summarising LC adherence.

The cost of discrepancies

When the bank says no, everything stops

Banks refuse payment until every discrepancy is resolved. Your goods sit at port accruing demurrage. Amendments take days. For perishable NZ exports, that can mean the entire shipment is lost.

$150–500+

per discrepancy amendment fee

2–4 wks

delay to resolve and re-present

$$$

daily demurrage and storage

100%

loss risk for perishable cargo

Trust

damaged buyer & bank confidence

”We used to prepare our own LC documents and every second presentation had discrepancies flagged by the bank. Since switching to Libretto’s LC Bundle, we haven’t had a single rejection. The clause-by-clause review alone saves us thousands in amendment fees.”

— NZ Dairy Exporter, Waikato

Transparent pricing

LC expertise.
Bank-ready documents.
Zero discrepancies.

Stop worrying about whether your documents will pass bank examination. Our LC specialists prepare every document from your LC terms outward — clause-checked, cross-referenced, and presentation-ready.

Clause-by-clause LC review

Every LC requirement identified and tracked through to documents

Discrepancy resolution included

If the bank flags anything, we assist with resolution at no extra charge

24-hour turnaround

Complete LC-compliant document set ready within one business day

Pricing factors: LC complexity, number of clauses, document requirements, amendment history, and special certifications affect final pricing.

LC bundle
From$280

LC Documentation Bundle

Per shipment — price varies by LC complexity

  • Full clause-by-clause LC review
  • Complete LC-compliant documentation
  • Document-to-LC compliance checking
  • Bank presentation guidance
  • Discrepancy resolution support
  • 24-hour turnaround
  • Direct phone support
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FAQ

Frequently asked questions

01
What’s the difference between Standard and LC Documentation Bundles?
The LC Documentation Bundle includes everything in the Standard Bundle plus specialised LC compliance services: full clause-by-clause LC review, document-to-LC compliance checking, discrepancy identification, bank presentation guidance, and ongoing support. It’s essential for Letter of Credit shipments where even minor discrepancies can result in payment refusal.
02
How long does LC document preparation take?
Standard turnaround is 24 hours for the complete LC-compliant bundle. We recommend submitting your LC as early as possible to allow time for thorough review. Expedited processing is available for urgent shipments (additional fees apply).
03
What if the bank finds discrepancies after submission?
If the bank identifies discrepancies in documents we prepared, we assist with resolution at no additional charge. However, discrepancies are extremely rare due to our rigorous three-stage review process. Our compliance checking mirrors the bank’s own examination procedure.
04
Do you work directly with banks and freight forwarders?
Yes. We coordinate directly with your freight forwarder for BOL and shipping documents, and we can liaise with your bank if questions arise during document examination. We’ve worked with all major NZ banks and international banks across Asia, Europe, and the Middle East.
05
What information do you need from me?
We need: a complete copy of the Letter of Credit (all pages and amendments), your commercial invoice or product details, buyer/consignee information, freight forwarder contact details, and any supporting documents (quality certificates, inspection reports, etc.) mentioned in the LC. We’ll guide you through the complete requirements when you submit your request.

Related

Related services

Letter of Credit Management

End-to-end LC management including pre-shipment review, discrepancy prevention, and bank coordination.

Standard Documentation Bundle

Complete documentation set for standard (non-LC) export shipments — invoices, packing lists, COO, and more.

Commercial Invoice

LC invoices must match terms precisely. Our customs-compliant invoices are prepared with LC requirements in mind.

Ready to export? Let's talk.

Whether you're an experienced exporter looking for better documentation support or a grower making your first international shipment — let's talk.

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